Zakat / Zekat

The standard rate is 2.5% of your net wealth (Zakat al Mal) once you exceed the Nisab. Our calculator helps you with a quick estimate.

In that case, you are not obliged to pay Zakat. However, voluntary donations (Sadaqa) are always a way to support those in need — whether in the UK or elsewhere.

Many scholars allow installment payments within the ongoing year, provided the total amount is paid on time. If you’re unsure, consult a religious authority.

Nisab is the equivalent of 85 grams of gold or 595 grams of silver. To calculate the amount in British Pounds, multiply the 85 grams by the current gold price per gram. According to some Hanafi scholars, the Nisab is calculated based on the silver value.

Example Calculation (Gold):
85 g x Gold price £73.43 (13.03.25) = £6,241.55

Example Calculation (Silver):
595 g x Silver price £0.82 (13.03.25) = £487.90

This means that if your wealth exceeds £6,241.55 and you hold it for one lunar year, you must pay Zakat on the amount you possess after that year.

Based on the silver price, the Nisab would be £487.90.

Tip: By choosing the silver-based calculation, you can “purify” your wealth with Zakat even at a smaller amount and stay on the safe side.

Zakat may apply to real estate if it is used for rental income or investment. Please check your individual situation or consult an expert.

Zakat al Mal applies to your wealth (money, gold, etc.), while Zakat al Fitr is a one-time payment at the end of Ramadan, usually given in the form of food or its cash equivalent.

Zakat on agricultural produce is typically 10% if the land is naturally irrigated (e.g., by rain) and 5% if it is artificially irrigated (e.g., by wells or irrigation systems).

If you only grow crops for personal consumption and do not sell the produce, Zakat is generally not required on the harvest.

Zakat is usually due on the earnings, not the land itself. The tenant pays Zakat on their agricultural yield, while the landlord includes rental income as part of their wealth subject to Zakat.

Specific quotas and minimum numbers (Nisab) apply to livestock, depending on the type and number of animals. If the Nisab is exceeded, the owner must give a certain number of animals or their equivalent value.

Zakat can generally be paid in kind (with goods) or in cash. Many organizations prefer cash to enable more targeted and efficient distribution.

No, the 2.5% rate applies to cash, gold, silver, and trade goods. Agricultural produce and livestock have different rates and rules.

Different rules apply to fruits, grains, and livestock. When in doubt, consult a scholar or a specialized advisory body

The eligible recipients of Zakat are clearly defined in Islam. They include people in need, those facing financial hardship, individuals burdened by unmanageable debts, collectors who distribute Zakat, and other specified categories.

Zakat is distributed only to these eligible recipients to ensure fairness and social support.

Zakat is obligatory for every Muslim who is of sound mind, owns Zakat‑eligible wealth that reaches or exceeds the Nisab, and keeps at least that amount for one lunar year. The duty is linked to what you own, not to how much you earn. In complex financial situations, it is wise to seek personal guidance from a qualified scholar.

Yes, you must pay Zakat on savings and bank balances if your total Zakat‑eligible wealth stays at or above the Nisab for one lunar year. This includes cash at home, money in bank accounts, and similar liquid assets.

Yes, existing debts are taken into account when calculating Zakat, as long as they are real and currently payable. Short-term liabilities such as due bills, upcoming instalments, or unpaid rent may be deducted from Zakat-eligible assets.

For long-term debts like a mortgage, only the portion due in the current Zakat year is usually considered. What matters is the remaining net wealth that stays above the Nisab.

If money is owed to you, it is generally considered Zakat-eligible wealth if there is a realistic expectation of repayment within 12 months. This includes personal loans or outstanding receivables. Such amounts are treated like owned wealth for Zakat calculation.

If the chance of repayment is low, many scholars say Zakat only becomes due once you actually recover the money, and then you calculate Zakat on what you receive.